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mortgage-backed security market where prices there fell in the market and puts america at, ceos, through prices plummeted. by the way, that market has come back in that volatility and market a something that is perhaps of concern to the public. but when it is involving his people's homes, of course that involves families, wealth creation, both destruction and it goes further to issue the facility of time and mic democracy if we destroy well. it also has implications for the financial system because housing or backed by housing is the financial systems depend on. it's exactly what happened. so to counter that is the role they should play and should play. taken in quite a different direction, implementation of that means that fha did not and should not have attempted to compete with the private sector when it's put out loans in 2005, six and seven. at that point, the fha market share plummeted. there were some recommendations that will be fha needs to keep its market share. why doesn't intend to compete? that's exactly what it needed to not do to protect itself and future borrowers. that's
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